Your Journey to Our Personalised
Mortgages Solutions
At Lendfinity, we believe in providing our clients with a transparent and straightforward process.
To help you understand our mortgage offerings better, we have outlined some general guidelines below:
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Client
Common Sense Lending
We prioritize common sense lending practices, focusing on your unique circumstances rather than rigid income or credit requirements.
Not Income-Driven
Our mortgage approvals are not solely based on your income level.
Not Credit Driven
We look beyond credit scores to evaluate your eligibility for a mortgage.
NO GDS / TDS
We do not rely on Gross Debt Service (GDS) or Total Debt Service (TDS) ratios for loan approval.
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Area
Max 70% LTV
We offer mortgages with a maximum Loan-to-Value (LTV) ratio of 70%.
Lend Behind Collateral Charge
We can lend behind a collateral charge, providing more flexibility.
Expanded Outreach
Our lending services cover Ontario, Canada.
As Is Values
We consider the property's current value, allowing for more personalized mortgage solutions.
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Deal Types
Purchase
We provide mortgages for purchasing properties.
Refinance
We offer refinancing options to help you access your home equity.
1st Mortgage
Our first mortgage products cater to primary financing needs.
2nd Mortgage
We have options for second mortgages, offering additional funds.
3rd Mortgage
Our third mortgage solutions can assist with specific borrowing requirements.
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Deal Terms
Flexible Terms (1-12 Months)
We offer flexible mortgage terms ranging from 1 to 12 months.
Interest-Only Payments
You can choose interest-only payments during the mortgage term.
Upfront Terms
Our mortgage terms are clearly defined from the beginning, ensuring transparency.
No Premiums
We do not charge any premiums for our mortgage products.
Registration
Registration allowed in the company’s name.
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For Brokers
Timely Service
We provide prompt and efficient service to our broker partners.
Broker-Only Renewal Options
We provide renewal options exclusively for our broker network.
Periodic Updates
We keep you informed with regular updates on the progress of your deals.
RUSH Closing
We understand urgent situations and can accommodate rush closings whenever possible.
VIP Programs
We offer exclusive VIP programs for our valued brokers.
To Submit a Deal
We are on FILOGIX, Velocity & Lendesk
You can submit your deals to us through these top industry platforms.
Lender Type - Private
We operate as a private lender, offering tailored mortgage solutions.
Submission Type - Electronic
We accept electronic submissions for convenience and efficiency.
Lender - Lendfinity Financial
We are live on Filogix, Velocity and Lendesk
