Your Journey to Our Personalised
At Lendfinity, we believe in providing our clients with a transparent and straightforward process.
To help you understand our mortgage offerings better, we have outlined some general guidelines below:
Common Sense Lending
We prioritize common sense lending practices, focusing on your unique circumstances rather than rigid income or credit requirements.
Our mortgage approvals are not solely based on your income level.
Not Credit Driven
We look beyond credit scores to evaluate your eligibility for a mortgage.
NO GDS / TDS
We do not rely on Gross Debt Service (GDS) or Total Debt Service (TDS) ratios for loan approval.
Max 70% LTV
We offer mortgages with a maximum Loan-to-Value (LTV) ratio of 70%.
Lend Behind Collateral Charge
We can lend behind a collateral charge, providing more flexibility.
Our lending services cover Ontario, Canada.
As Is Values
We consider the property's current value, allowing for more personalized mortgage solutions.
We provide mortgages for purchasing properties.
We offer refinancing options to help you access your home equity.
Our first mortgage products cater to primary financing needs.
We have options for second mortgages, offering additional funds.
Our third mortgage solutions can assist with specific borrowing requirements.
Flexible Terms (1-12 Months)
We offer flexible mortgage terms ranging from 1 to 12 months.
You can choose interest-only payments during the mortgage term.
Our mortgage terms are clearly defined from the beginning, ensuring transparency.
We do not charge any premiums for our mortgage products.
Registration allowed in the company’s name.
We provide prompt and efficient service to our broker partners.
Broker-Only Renewal Options
We provide renewal options exclusively for our broker network.
We keep you informed with regular updates on the progress of your deals.
We understand urgent situations and can accommodate rush closings whenever possible.
We offer exclusive VIP programs for our valued brokers.
To Submit a Deal
We are on FILOGIX, Velocity & Lendesk
You can submit your deals to us through these top industry platforms.
Lender Type - Private
We operate as a private lender, offering tailored mortgage solutions.
Submission Type - Electronic
We accept electronic submissions for convenience and efficiency.
Lender - Lendfinity Financial
We are live on Filogix, Velocity and Lendesk